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Why You Need Travel Insurance For Poland

We recommend buying travel insurance before your trip to Poland. Get a policy that covers any medical costs you incur while away, as well as lost luggage, and unexpected hotel or plane cancellations.

The view from Kanonicza Street
The view from Kanonicza Street

Medical Care For Foreigners In Poland

One of the most important reasons for travel insurance is to cover medical costs should you become ill or have an accident when you’re in Poland. This is not because medical care is expensive here. In fact, the country has become a destination for medical tourism, because the high standards of treatment can be significantly cheaper than in the UK, US, or Germany. However, if you need hospitalisation, surgery, or emergency transportation home, the costs will quickly add up. A good insurance policy can potentially save you a lot of cash.

Citizens of the European Union are entitled to the same state treatment as Polish nationals provided they have a valid EHIC card. However, coverage is limited and not at all specific to the needs or dangers unique to travellers, and it should never be considered a replacement for travel insurance.

Kraków Holiday Essentials

  • Where To Stay In Kraków: See our guide to the best areas and the best hotels to stay in Kraków.
  • Things To Do In Kraków: Check this huge list of Krakow activities that you can book online.
  • Flights to Kraków: Find the cheapest flights to Kraków and flight times from scores of airlines with 12go.
  • Kraków Packing List: Don’t forget to take any of the essentials with our comprehensive Packing List For Poland.
  • Travel Insurance: World Nomads offers simple and flexible travel insurance. Claim online anywhere in the world.

Proof Of Insurance Required

You will need to prove you have valid insurance if you need access to care at a clinic or hospital in Poland. Without it, you risk being denied treatment, however life-threatening. Proof of insurance is usually enough to overcome any reluctance on the treatment centre to give care.

Certain nationalities will also need to prove they have comprehensive travel health insurance to apply for a visa for the Schengen group of countries.

What To Look For in a Travel Insurance Policy

Before you buy a policy for travel insurance, check the following:

Valid in Poland: Obviously, the plan you purchase must be valid in Poland. This is highly unlikely but it should always be the first thing you check.

Cancellation coverage: Make sure that the policy will cover any hotel reservations and plane tickets in the event of cancellation. You should also consider any particularly expensive excursions or tours.

Full medical coverage and evacuation coverage: The plan should cover all potential medical expenses (less the deductible or excess), including ambulance transport, in- and outpatient care, hospitalisation and, where necessary, evacuation back to your home country.

Lost, stolen or damaged gear or luggage: Make sure the plan covers all your equipment. Although most travellers will never see it, Poland has crime, just like anywhere. And things are easily lost or damaged everywhere. This is especially important if you’re travelling with expensive items like computers and cameras. Consider your cellphone as well.

Dangerous activity coverage or exclusion: If you plan to ski, rock or mountain climb, trek, ride a motorcycle, or similar while in Poland, make sure the plan does not exclude coverage for accidents incurred while taking part in these activities.

Proof of insurance: Make sure your plan provides you a hardcopy proof of insurance. As mentioned above, if you seek care at a hospital or clinic, having a physical document showing that you are insured can mean the difference between receiving treatment and being turned away.

You can find practical information about what to do in a number of emergency situations on our Kraków Basics page.

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Things To Do In Krakow

Start Planning Your Kraków Trip Now!

:: Find available Kraków hotels on Booking.com - usually you can reserve a room with no upfront payment. Pay when you check out. Free cancellations too.

:: Wondering where to stay in Krakow before you book your hotel? See our comprehensive guide to the city's most convenient areas for visitors.

:: Find the cheapest flight to Kraków with 12go - one search will show you the prices and times from scores of airlines for your trip. A real timesaver.

:: Book an airport transfer to take you hassle-free direct from the airport to your hotel with the driver meeting you in Arrivals.

:: Find out how to get your phone set up with a SIM card in Kraków.

:: Make sure you don't forget to bring any of the essentials with our comprehensive Packing List For Kraków.

:: World Nomads offers simple and flexible travel insurance. Buy at home or while traveling and claim online from anywhere in the world.

:: Get a KrakowCard 1-, 2- or 3-day pass that gives entry to almost 40 of the Kraków's fantastic attractions and unlimited use of the city's bus and tram network.

:: Need inspiration? Check our Kraków Itineraries for two-day, three-day, and four-day trips, as well as our Things To Do In Kraków guide for ideas of where to do and what to do.

Kraków Itineraries

  • First Time In Kraków
  • Things To Do In Kraków
  • Kraków Weekend Itinerary
  • Kraków Two Day Itinerary
  • Kraków Three Day Itinerary
  • Kraków Four Day Itinerary
  • Kraków Food Tours
  • Kraków Drink Tours
  • Kraków Walking Tours
  • Kraków Vistula River Cruises
  • Kraków Events Calendar

Kraków Museums

  • Rynek Underground Museum
  • Oskar Schindler’s Enamel Factory
  • Czartoryski Princes Museum

Kraków Day Trips

  • Day Trips from Kraków
  • Auschwitz-Birkenau – Kraków Day Trip
  • How To Get To Auschwitz-Birkenau From Kraków
  • Wieliczka Saltmines – Kraków Day Trip
  • How To Get To Wieliczka Saltmines From Kraków
  • Zakopane – Kraków Day Trip
  • How To Get To Zakopane From Kraków
  • Bukovina Thermal Baths – Kraków Day Trip
  • Katowice – Kraków Day Trip
  • How To Travel From Kraków To Katowice
  • UNESCO World Heritage Sites In Kraków

Kraków Hotels

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  • Luxury Hotels In Kraków
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  • Family Hotels In Kraków
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  • Chain Hotels In Kraków
  • Kraków Airport Hotels

Kraków Airport

  • Kraków Airport Guide
  • Getting From Kraków Airport To Kraków City Centre
  • Getting From Kraków City Centre To Kraków Airport
  • Kraków Airport Hotels

Kraków Essentials

  • Kraków Basics
  • Packing List For Kraków 2025
  • How Much Money Do I Need For Kraków?
  • Where To Get A SIM Card In Kraków
  • KrakowCard Museum and Travel Pass
  • Shopping In Kraków
  • Why You Need Travel Insurance For Poland
  • Guide To Staying Safe In Kraków
  • How To Deal With An Emergency In Kraków

Explore Kraków

  • How To Get To Kraków
  • Kraków Central Train Station
  • How To Travel From The UK To Kraków
  • Getting Around in Kraków
  • Kraków Food and Drink
  • Michelin Restaurants In Kraków 2024
  • Jewish Kraków
  • Galeria Krakowska
  • Kraków Climate – The Best Time To Go To Kraków
  • Polish Currency – a practical guide for your trip to Kraków
  • Kraków Piano Recitals
  • Kraków Public Holidays
  • Christmas In Kraków
  • Kraków Christmas Markets 2025
  • New Year’s In Kraków
  • Kraków Sports

Kraków Districts

  • Kraków Old Town Area Guide
  • Kazimierz Area Guide
  • Piasek Area Guide
  • Nowa Huta Area Guide

Kraków Maps

  • Kraków Map
  • Map Of Recommended Hotels In Kraków
  • Map Of Museums Included With the KrakowCard
  • Kraków Shopping Map
  • Kraków Nightlife Map
  • Zakopane Map

Beyond Kraków

  • Visit Zakopane – Poland’s Outdoor Activity Capital
  • Guide To Mt. Gubałówka – Zakopane
  • How To Travel From Kraków To Other Polish Cities
  • How To Travel From Kraków To Neighbouring Countries

Visit Warsaw

  • Visit Warsaw
  • Things To Do In Warsaw
  • How To Travel From Kraków To Warsaw

Visit Gdańsk

  • Visit Gdańsk
  • How To Travel From Kraków To Gdańsk

Visit Łódź

  • Visit Łódź
  • How To Travel From Kraków To Łódź

Kraków And COVID-19

  • Can I Travel To Poland? May 2025
  • Flights to Kraków May 2025
  • How To Help The People Of Ukraine And Poland

Krakow Essentials

  • Kraków Basics
  • Packing List For Kraków 2025
  • How Much Money Do I Need For Kraków?
  • Where To Get A SIM Card In Kraków
  • KrakowCard Museum and Travel Pass
  • Shopping In Kraków
  • Why You Need Travel Insurance For Poland
  • Guide To Staying Safe In Kraków
  • How To Deal With An Emergency In Kraków

Krakow Trip Planning

  • First Time In Kraków
  • Things To Do In Kraków
  • Kraków Weekend Itinerary
  • Kraków Two Day Itinerary
  • Kraków Three Day Itinerary
  • Kraków Four Day Itinerary
  • Kraków Food Tours
  • Kraków Drink Tours
  • Kraków Walking Tours
  • Kraków Vistula River Cruises
  • Kraków Events Calendar

Krakow Airport Guide

  • Kraków Airport Guide
  • Getting From Kraków Airport To Kraków City Centre
  • Getting From Kraków City Centre To Kraków Airport
  • Kraków Airport Hotels

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designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com and amazon.co.uk.

World Nomads provides travel insurance for travellers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link.
We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

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